There has been a lot spoken about annuities over the years, but many people are still unsure exactly what they are. For anybody with a pension, whether to purchase an annuity or not is a big decision, and something which pension companies will push – but what are they exactly? Why do annuities [...]

Defined benefit pension schemes are often referred to as final salary pension schemes and is a pension scheme that promises to pay an income based on your final salary when you left the company/retired from that company. Unlike other schemes, the amount you’ll receive in your retirement is [...]

Lost pensions are not a new problem in the UK, although as expats near their retirement age, the realisation that they have not received any information about their pension recently suddenly rings home. It is estimated by some that there is over £3bn in unclaimed personal and workplace pensions [...]

Pension deficits: Should you be concerned and what are your options? While the BHS pension situation has hit the headlines, the number of defined benefit pension schemes that are running a pension deficit have been growing over recent years, all the while the pension deficits themselves [...]

Options to mitigate the changes to UK Pension Lifetime Allowance The Pensions Life Time Allowance (LTA) has reduced further, from £1.8m a few years ago, to £1m since the beginning of the 2016/2017 tax year. This means that any UK pension fund that is over that figure will be subject to excess [...]

Even if you live abroad, ensuring that you vote in the UK is still important as government policies will still affect a number of crucial factors in your life including tax, personal allowance and foreign policy. Later this year, on the 7th May, the UK goes to the polls for the 2015 General [...]

Our free Moving Abroad Checklist details everything you need to consider before you moving abroad. We created our moving abroad checklist primarily for people looking to leave the UK to provide a detailed overview of what you need to do before you move and also what to consider in your first [...]

When moving abroad, many expats prefer to keep ownership of their primary home in order to generate an income by renting out their UK home. If you are moving abroad, or maybe you’re already a non-UK resident, and are considering renting out your home, there are a number of factors you need to [...]